How to Save Money So You Can Go Green!

This post about how to save money so you can go green has been sponsored. All opinions are my own.When my husband and I started out on our life together, we were not exactly rolling in money. As a grad student,  my husband was paid a pitiful salary to spend 80 plus hours a week in the lab. I didn't earn much more at my own job, either. But, thankfully, we didn't have a lot of needs, either. We paid the bills, fed ourselves, and and tried to stay out of debt.When he graduated and we had kids,  we still didn't have much money. … [Read more...]

Tips for Healthy Eating on a Low Budget

If your goals for the new year include eating healthier and saving money, these tips for healthy eating on a low budget are just what you need. My husband and I have fairly broad tastes when it comes to the foods we enjoy. We do most of our cooking from scratch, which allows us some flexibility in terms of the ingredients we use. Our weekends are often spent at the farmer's market or international supermarket in search of exotic sauces, spices, and ingredients to add to a new recipe. Of course, some days we are too tired to be creative and are … [Read more...]

Questions To Ask Your Pharmacist for Better Health and Increased Savings

This post about questions to ask your pharmacist has been sponsored by SearchRx,  however, all opinions expressed here are my own.For 15 years I worked in a retail pharmacy. I saw thousands of patients come and go during the time that I worked there. Some were sick, some were in a hurry, and many were dealing with cranky children. Many of them came through the drive through and barely looked at me while I filled their prescriptions. Far too many of them just accepted their medications without once talking to us about them. Sure, we … [Read more...]

How to Go Green Without Going Broke

Earth Day has come and gone and maybe you stumbled across an article or two online about reducing your carbon footprint. The raw vegans insist that eating animal products is single handedly destroying the planet. The anti plastic folks are insisting that you stop buying milk in plastic jugs and instead carry it home directly from the farm in glass bottles. And then you have the real hard core environmentalists who tell you that you need to do away with toilet paper and use only washable cloth scraps to clean your bum. Can you say 'not gonna … [Read more...]

Setting Financial Goals to ensure Retirement Security #RetireHappyNow

My husband and I have always been goal oriented people. Within a year of dating, we knew we wanted to get married and started planning the 'where, when and how' of making it happen. We both wanted to have our children while we were still young so we set a goal of 2 children before I turned 30. We bought our first house with the understanding that it was a 5 year ownership before we upsized to something in a better school district. And we have a very firm retirement security plan because our goal is to retire by the time my husband is 58 (in 15 … [Read more...]

National Self Improvement Month means Checking Your Credit! #LifeLockHealthyCredit

This self improvement post is sponsored by LifeLock but all opinions expressed here are my own. Over the summer, I don't have much time to do anything for myself. The kids are home from school, the pool is open, and vacations need to be planned. I'm lucky I find time most days to get the beds made and dinner cooked. Once September comes around,  I finally feel like I can breath again and that means there are a number of things that need to get checked off the to do list. Organize the medicine chest, take piles of stuff to the thrift store and … [Read more...]

How to Save Money at the Pharmacy

I spent almost 15 years working in a retail pharmacy and it broke my heart every time someone told me they couldn't afford their medications  Healthcare is so very important but there are many people that struggle with rising medical bills and are looking for any way they can to save money at the pharmacy. Medications are not generally cheap but there are a lot of ways that you can cut your pharmacy bills. If you find yourself spending a fortune for your medicine every month, here are just a few ways that you can start saving a little bit of … [Read more...]

Your Back to School List Should Include Identity Theft Protection #LifeLockUltimatePlus

This back to school discussion has been sponsored by LifeLock but all opinions expressed here are my own.Every year before my kids go back to school I have to register them with the county at the school they will be attending. I have no idea WHY I have to reregister them every single year but I do and it is a huge pain in the neck. I go online to the school's website and have to fill out a ridiculously long online form with all the required data. This year as I was filling out the back to school form I came across a question I don't think … [Read more...]

Identity Theft Risks While on Vacation #LifeLocksafety

This post about identity theft has been sponsored by LifeLock. I am a LifeLock ambassador but all opinions expressed here are my own.For the last 2 weeks I have spent a great deal of time planning my family's upcoming vacation. 5 states, two weeks, and a whole lot of miles in the car with 2 teenagers. I think we may be just a tad bit insane. If not, I can guarantee we will be by the time we get back from this road trip! Since I leave nothing to chance, I made our hotel reservations over the phone for the places I know we want to stop at … [Read more...]

Credit monitoring is not the same as identity theft protection! #LifeLocksafety

I am a LifeLock Ambassador and this identity theft post has been sponsored but all opinions expressed here are my own.Last month I wrote about my experience with identity theft. Someone had used my personal information to open a fake bank account and bounced a $300 check. I was shocked! A business had disposed of my personal information incorrectly and as a result, I ended up with a huge hassle to deal with! If I had identity theft protection at the time, I would have known the moment that account was opened! While credit monitoring is … [Read more...]

Identity Theft is One Hassle I Could Live Without! #LifeLockProtect

This post about identity theft has been sponsored by LifeLock and Find Your Influence but all opinions expressed are my own. #LifeLockProtectI like to think that I am very careful with my personal information. I work in the medical field so I know all about the importance of protecting personal information! I shred important documents, shop only on secure websites, and cut up old credit cards into miniscule little pieces. However, sometimes identity theft is completely out of our control. When a business disposes of our private information … [Read more...]

The Best Holiday Gifts: Food, Family and Financial Security #GenworthUSA

This discussion about the best holiday gifts has been brought to you by Genworth and Brandfluential  but all opinions expressed here are my own. The holidays are a special time of year and while I am often caught up in the chaos of shopping and baking I try to never forget the reason for the season. I have never been the type of person to ask for diamonds and fancy coats for Christmas. I don't need a Lexus tied up in a bow or a trip to some exotic island. Okay, the exotic island sounds like fun but only if I can climb volcanoes and dine with … [Read more...]

Women and Finance: Your Emergency Fund and Ensuring Financial Stability #GenworthUSA

This post on starting an emergency fund is brought you you by Genworth Financial and Branfluential but all opinions expressed here are my own.I'm sure you have all been watching a little bit of the news and have seen the current political upheaval that the United States government is going through. With our political parties unable to come to an agreement on the federal budget, there are now over 800 thousand federal employees out of work and without a paycheck. My husband is one of them. Along with many, MANY of our friends. There is no … [Read more...]

Government Shutdown Means Relearning Frugality

With the current government shutdown,  I am now looking at an immediate future that does not include a paycheck for my husband. While I earn a small amount blogging and working as a pharmacy technician it is barely a drop in the bucket. My income may buy a week or two of groceries but it isn't going to pay my mortgage. I don't think the Republicans would have been so quick to okay a government shutdown if THEY weren't going to be getting paid. But, this post is not about politics. I am not touching that with a ten foot pole! This post is about … [Read more...]

Long Distance Care Giving for Elderly Parents #GenworthUSA

This discussion about long distance care giving is brought to you by Genworth Financial and Brandfluential but all opinions expressed are my own.My grandmother is 93 years old and up until a few years ago she was quite active and independent. She was the type of grandmother who went on trips to the casino rather than baking cookies and had loads of energy. Age and 2 broken hips have slowed her down quite a bit and last year my parents finally had to make the decision to put her in a nursing home. It was a hard decision for them to make, … [Read more...]

Common Sense Retirement Advice from an Average Mom (#GenworthUSA )

This retirement discussion has been brought to you by Genworth Financial and Brandfluential but all opinions expressed here are my own.When my husband and I got married almost 20 years ago we were only a few years out of college. While we may have been young, we had clear goals for how we wanted our lives to play out over the next several decades. The day to day hassles of work, kids, and life sometimes take up a majority our our time but we never forget those long term goals that we have set for ourselves. We have managed to check off our … [Read more...]

Green Choices that Help Save you Green

This discussion about green choices that help you go green has been sponsored by SC Johnson but all opinions express are my own. When I go to the grocery store, I am always shocked at the prices on the organic and natural products. For example, organic strawberries can cost up to three times the price of traditionally-raised strawberries. Likewise, the high cost of organic clothing makes it almost impossible to even consider buying. With today’s economy, people are often struggling to make ends meet and don’t have the money to spend on … [Read more...]

Should You Consider Long Term Care Insurance? #GenworthUSA

This discussion about long term care insurance is brought to you by Genworth  and Brandfluential but all opinions expressed are my own.My grandmother is 92 years old and a few months ago had to leave home and begin living in a nursing home. It makes me sad to think that she is no longer living independently like she is used to but this was the best choice in terms of her health and well being. She doesn't care for her current living situation that much. She  really hates that the money she worked so hard to earn all her life is now being … [Read more...]

Health Care Costs: Can You Afford to NOT Have Insurance? #sponsored

This discussion about health care costs has been sponsored by Aflac and Mom Central Consulting but all opinions are my own.Health care costs are on the rise and with people sometimes struggling to make ends meat,  many families are choosing to cut corners on their insurance and medical needs. I work as a pharmacy technician and every day my patients come to me and ask how to save money on their prescriptions. They look at the copay that their insurance company charges them and wonder why it is so high. Inevitably, they ask "How much would … [Read more...]